Ordinarily after six months of membership a member qualifies for loans up to four times his or her savings. The interest rate is 1% per month on the reducing balance and the maximum repayment period is ten years. Loans are available for purposes such as the member’s and their children’s education, medical purposes, debt consolidation, mortgage arrears, starting a small business and for other provident and productive purposes.

Car Loans: Take advantage of our general loans and drive home in a brand new vehicle today!

Members may also borrow sums lower than their savings balance. Members do this when they have a savings goal and avoid withdrawals. The interest rate on this loan is lower than the interest rates on loans above shares by 5% per annum.


I have always experienced nothing less than the highest level of professionalism when being served at the Credit Union. I have been a member since 2015 and apart from the excellent financial savings benefits, I have to highlight the excellent service that the staff consistently delivers.  The service delivery has lived up to the orientation meeting that was held with my staff and me.

Margaret Giloth September 20, 2017